How Much Is Smoking Really
Costing You?
This Cost of Smoking Calculator can help you see what changing your nicotine use could mean for your health, finances, and daily life.
See what that money could buy
Sample numbers:
$8.00 pack
15 Cigarettes per day
Estimated cost:
Weekly: $42 = gas or a prescription copay
Monthly: $180 = groceries or a utility bill
Yearly: $2,190 = a vacation or major home repair
Small daily costs can add up over time. That money could help you:
Buy groceries
Take a weekend trip
Pay down credit card debt
A first-year cigarette cost of $2,190* adds up to:
→ in 10 years: about $28,900 — a reliable used car or several family trips
→ in 20 years: about $80,600 — a substantial retirement contribution or major home improvements
*Based on cigarette prices increasing 6% annually
What Could That Money Become?
Use the Cost of Smoking Calculator. Enter your own numbers and see what you could save.
Hidden Costs
Possible hidden costs of smoking can include:
Medical or dental care related to smoking
Higher life insurance premiums
Smoke damage to a house, car, furniture, or clothing
Money that could have gone toward bills, savings, debt, or other needs
Choose Your Next Step
Based on where you are now
You don’t have to decide everything today. Start with the link that feels most useful right now.