What Could Smoking
Cost You?
See what smoking may cost now, what it could add up to over time, and what what those numbers might mean for you.
What are you spending now?
A simple estimate can help you see what that spending may add up to — and what money could be available for something else.
Example estimate:
Cost of one pack: $8
Cigarettes per day: 15
Weekly cost: $42
Monthly cost: $180
Yearly cost: $2,190
10 years*: about $28,900
20 years*: about $80,600
*Based on cigarette prices increasing 6% annually
This is only a starting point. Your actual cost may be higher or lower depending on price, brand, taxes, and how much you smoke.
Start With a Simple Estimate
The numbers are not only about what smoking costs. They show how cigarette spending could add up to money for bills, savings, family needs, or something you’ve been putting off.
In the example above*, a first-year cigarette cost of $2,190 could add up to:
- 10 years: about $28,900
- 20 years: about $80,600
*Based on cigarette prices increasing 6% annually
Use the Cost of Smoking Calculator to enter your own numbers—and see what you could save.
What Could That Money Become?
Hidden Costs
The price at the register may not be the full cost. Smoking can also affect other parts of a person’s finances.
Possible hidden costs may include:
Medical or dental care related to smoking
Higher life insurance premiums
Smoke damage to a home, car, furniture, or clothing
More frequent cleaning, repairs, or replacement costs
Money that could have gone toward bills, savings, debt, or other needs
When the full cost is clearer, making a change can feel more possible.
